I am definitely following your suit. Good to know. Among other things, they include airline, hotel, and ride-sharing credits, airport lounge access, and preferred member status at branded hotels. . Key link: American Express Platinum application page. Terms apply. guaranteed that it will work. It took two months, but we were credited $5,515, which covered all of our past membership fees. Have you known them to go retroactive and refund past fees? Cardholders can also cancel an account by mail. Ask that your account be reviewed for SCRA eligibility. You will also need to update the payment method for any recurring charges linked to your American Express Platinum card. If you apply now for the AMEX Platinum card while on active duty they will waive the yearly fee. I currently use an Amex card and pay it off every month for the 1.5% cash back. As of today, your account does not have a balance owed which generates interest charges so there is no eligible balance. I applied when I returned 2 days after my ADT was completed. He was able to pick up the AMEX Platinum with the fees waived. The Platinum Card from American Express also gives you complimentary membership in the Priority Pass program, giving you access to an additional 1200+ airport lounges around the world. I currently have three authorized users on my platinum and would like to add two more. After your orders are finished its up to you to follow up with AMEX to let them know you are no longer eligible for the SCRA benefits. Not prior. WalletHub Answers is a free service that helps consumers access financial information. Is It Worth Paying an Annual Fee for a Credit Card. Once you send the issuer proof, they should waive your annual fee as well as reduce your interest rate. L'acception des cookies permettra la lecture et l'analyse des informations ainsi que le bon fonctionnement des technologies associes. Do we have a data point on whether dependent children (minors) can be added as an authorized user under a servicemembers account for a Platinum and have the fee waived? Is it relative to duration of orders (>30days), or time remaining on AD or AD orders? All rights reserved. Worse thing that happens is they dont approve you for the 11th charge card. This was March 19th. I think you need to charge at least $250,000+ a year through the card to qualify. Is Amex Platinum worth the annual fee? Heres a rundown of Card 1: When you work out the math, you discover that even after paying the annual fee youll come out ahead if you usually spend at least $61 a week on groceries. Terms apply. Thanks for your time! You are supposed to report when you leave active duty on the AMEX SCRA benefits website here. Click on Open a New Inquiry and there will be an option to apply for SCRA benefits. Again, you just need to check that you eligible for MLA benefits in the MLA database. Every month, like clockwork, I get a $15 credit in my Uber account, just for keeping my no annual fee Amex Platinum card around. WalletHub members have a wealth of knowledge to share, and we encourage everyone to do so while respecting our. I think you might be winning the AMEX SCRA military fee refund game! I applied last Fall and was accepted into the program. Question regarding reservists: 30+ days, roger got it. I am seeing reports of people claiming to have more. WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. Citi Premier $95. How do I find and add Amex Offers to my Card? Long-time customers and high-spenders with great credit who always pay in full likely have the best chance. Anyone with luck getting an annual fee waived on AMEX business cards for spouses? You pick an airline of your choice every year on the Amex website. There should not be any additional authorized user fees charged if youre a covered borrower under MLA. They told me I had to apply first. Hello AD here my spouse and I recently got an Amex platinum early last month. That's only $1000 of spending per month required. For instance, an Uber Black ride from Midtown Manhattan to JFK during rush hour traffic is likely to be significantly more expensive than a shorter UberX ride in Cards opened while on active duty are waived with Military Lending Act (MLA). Most of these days are broken up but total up to 30 days a year. The Platinum Card from American Express Terms apply. Annual fee. Examining your own spending habits will likely point you toward a premium card with an annual fee and extensive rewards or one with no annual fee and a lower APR. See more details here. are more convenient than the sometimes-hard-to-use SkyMiles. AMEX will not provide me a fee waiver. Although the rewards you earn generally are limited to the brand, the annual fee may still be a good deal. Plz provide date credit card account open and the process for the community. The Capital One Quicksilver Cash Rewards Credit Card is a very good everyday rewards card for people with good credit. Sign-up bonus. I thought this was too good to be true so I had to do some more research. The online application is easy and they are quick to respond. Is she a covered borrower? for $39 per passenger. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. So I am with Air Nation Guard and I will be in title 10 active duty status for 6 months. All users of our online services are subject to our Privacy Statement and agree to be bound by the Terms of Service. So if youre considering signing up for the. This may influence which products we review and write about (and where those products appear on the site), but it in no way affects our recommendations or advice, which are grounded in thousands of hours of research. You can earn up to $240 per year in digital entertainment credits. Thank you for all of this information that you have put together. One expert advises against getting any card that charges an annual fee if you believe youll carry a balance the cost of the card may outweigh the rewards. Our opinions are our own. Ive had an AMEX account since 2002 and been active army since 1999, so Ive amassed some fees, however when I called to confirm, I was told, yes, this is all correct, no errors made. I am still on AD. Hope that helps! If you want to see if your account has been identified, follow these steps: Please note you only need to apply for Amex SCRA benefits if you opened the account BEFORE active duty military service. Box 981535 El Paso, TX 79998-1535. Is there a way to be credited for all the annual fees hes paid through the years on his Delta Amex card, from before he knew about the benefit? To get an Amex annual fee refund after closing an account, call customer service at (800) 528-4800 within 30 days to request a refund check. If you have any issues with an Amex SCRA denial, check out this post to resolve it. Earn 50,000 bonus miles after you spend $3,000 in purchases on your new Card in your first 6 months. You should be able to log in through your mil connect to update. As mentioned by someone else previously, I would also be able to provide an LES for proof but technicians do not have orders like a normal title 10 active duty service-member would. Let us know how your experience goes, this site thrives on good data from servicemembers of all activation levels! Theres no harm in trying now. has no foreign transaction fees. Here is a list of our partners. Some travelers will have no problems justifying the $250 annual cost of this card. You can find out more about the Military Lending Act benefits here. The CashPlus account is free if you AMEX decided that they are going to be a true class act and go beyond their legal requirements. $95. Did Amex provide you with the welcome bonus for all those cards? If you wait until after your active duty period there are no benefits. We Will be living here for 4 years and issued US military number. Upgrade your CSP to a CSR after 1 year. Ramsey is a freelance travel journalist covering business travel, loyalty programs and luxury travel. The Amex Platinum card for US military servicemembers AND their spouses has NO annual fee. The SCRA has several sections covering taxes, lawsuits, and outstanding debt. I applied for the Delta Platinum but got rejected right off the bat. If it does work out, this will be a tremendous benefit, especially for those of us stationed overseas and who travel a lot. You will receive the credit on your statement in a few days after making the purchase.
Carry a balance or incur late fees: Interest charges and late fees can cost you more than the rewards you accrue. Yes, the Amex Platinum card is made out of metal and will even rust if left in water. The total amount I received back was $8,604.05. Opinions expressed here are the authors and/or WalletHub editors'. Much like Chase (and now AMEX it seems), its an auto-check during application. Do the math and don't pay extra when you do not have to! Amex Business Gold $295 x 5. From the best lounge access (of any card) to statement credits, to complimentary elite status, you cant go wrong. The Amex Platinum card offers a 80,000 Amex Membership Reward (MR) point welcome bonus when you spend $6000 in the first 6 months of card membership. The Platinum Card from American Express card is annual fee waived for military. Is there a way to contact AMEX directly instead? After receiving notification that Amex will be charging the annual fee, you will have a few months to decide whether to keep the card open or close it. Some of the American Express Platinum cards are considered the same product and do not offer a bonus once you have received it once, but when you apply for the card AMEX checks to make sure you are eligible for the bonus and will warn you if you are not. Our partners cannot pay us to guarantee favorable reviews of their products or services. However it could also change depending on where you go and then I saw this: Yes, military dependent children can be added and authorized user fees are waived when the primary user is military or military spouses. It worked. Should I call back and request that they contact the DoD? Apply for the AMEX SCRA benefits as described above in the 3 step process. Thank you for the info! It is under the same account so that may be required. Im in the process of waiting for their official answer, but the first lady (level III escalation) simply told me they verify service via SCRA, but that AMEXs policy of waiving fees and reimbursing past fees was restricted info and handled on case-by-case basis. Hello If you spend $25,000 within a calendar year on this card, you receive 10,000 Medallion Qualifying Miles, or MQMs, toward the next level of status. A credit card annual fee is what you pay for certain cards usually to enjoy special features and perks. I am in the Air National Guard but I am currently on active duty orders and will be for at least the next few years. At the same time, the Platinum Card can help you get access to 11 cents per point means 80,000 Amex MR points would be worth $8,800! Why Do Some Credit Cards Have Annual Fees?. $0. Wallethub doesnt charge for this service. You might be travelling quite a bit the first year or 2 after EAD depending on your job. This was March 19th. Im hoping amex hasnt changed its policy of fee waiver, and hoping some good incentives pop up to offset the apparent loss of some amex platinum airline lounge access. My wife and I have over 15 Amex cards, all without ever paying an annual fee thanks to my military service. How do I Redeem Membership Rewards Points? Besides saving money, credit cards with no annual fee may also offer you benefits and rewards that can lead to cash back, travel points, and more. Want a fast track to Medallion status: This is one of the few airline credit cards that can fast track you to elite status with less flying and more spending. However, this shouldnt take them more than a few minutes much less 6 weeks. Heavy metal card that looks and feels really cool. There are also some secured cards those that require a deposit that dont charge an annual fee. I didnt even speak to anyone, just clicked on the link. The entire process took about 6 weeks for me, from phone call to receiving the secure message that my account had been approved. When I went through the process they asked me how long I was going to be on active duty orders. Given that Amex would have my spouses SSN, do you still think he could get his own card later and still get the points? Rick thats amazing! He is also the author of four books on management. Do they waive the fees on co-branded Platinum Cards? If AMEX does not waive the fees, then add the active duty servicemember as an authorized user and they should. Im curious what those loan rates go to with the benefits. Should I apply to the AMEX card right before I go on active duty or after to get the fees waived properly? |
I received an email saying I had a message in the secure message center which in turn said my issue has been resolved and I would be receiving written confirmation of the results. But you will continue to earn a companion pass every year you keep the card. Amex MLA benefits are automatically applied for covered borrowers, which includes active duty military servicemembers and their spouses. Then, follow the prompts to speak to a customer service representative, and let them know you want to cancel. |
Each spouse is an individual Social Security Number and so eligible for their own accounts. However, if you dont end up getting the $695 annual fee waived, you should consider keeping the card for its rewards. If you dont make these kinds of charges often, consider a card with a lower annual fee. 
American Express will fully refund the annual fee if a cardholder cancels a credit card less than 30 days after the posting date of the statement on which the fee appears. read full answer. Does AMEX waive the Business Platinum Card for Service Member? The AMEX Bonvoy Brilliant and AMEX Hilton Honors Aspire cards are co-branded cards but they are credit cards. It depends on the co-branded card. Is Paying an Annual Fee for a Credit Card Worth It? My question is are they going to ring me up for $695 after my orders end, How frequently do they audit their cards. Late Payment fees Or you might receive other assistance such as lower monthly payments or lower interest rates. Thank you. Probably yes, but no data points yet on this one. Did you do that? SCRA is pretty straight forward on interest rate charges. - Google Chrome: https://www.google.com/chrome, - Firefox: https://www.mozilla.org/en-US/firefox/new. It depends on the co-brand and the underlying product. Worked like a charm for me by simply filling out the form online. I have Amex Delta Reserve and Chase Sapphire with fees waived. Terms apply. What a wonderful resource! You can earn much more than 1-2 cents per point. Do Not Sell or Share My Personal Information. Yes, during your Title 10 service you are eligible for SCRA benefits. However, if someone went to open a bunch of cards to receive bonuses they could have a rude awakening when they went to call a company to have fees waived but then realized they were stuck them. Once the SCRA or MLA benefits are applied to the first personal AMEX credit or charge card, usually you don't need to apply for the benefits again they are automatically applied to future accounts you open. Do you know if spouses card fees are waived too? I have never been charged an annual fee. Yes, they are charge cards and need to be paid monthly. I thought the rewards program sounded good and the benefits were great, but I couldn't justify that insanely high annual fee. Hello Spencer, You can get into all of them for free with your Platinum card. I am a civilian. That means it will be included in very first payment for that card to Amex. WebAmex Platinum Credit Card- Annual Fee $695. All of my (active duty US servicemember) and my wifes (civilian military spouse) card agreements opened after Oct 2017 (when MLA started being enforced) with Amex state You have been identified as a Covered Borrower under Military Lending Act. Yes! If you are in the military on active duty orders, you are eligible to enroll in the American Express Platinum MLA benefits. 
Aside from the obvious reward points that I can grasp, seeing all the other benefits listed looks really appealing but not being able to fully take advantage (or understand lol) of them is kinda sad. Get a $695 credit card annual fee waived in my Ultimate Military Credit Cards Course As a DoD Civilian that is serving overseas working along side the active duty member, am I eligible for the AMEX Platinum card under the Servicemembers Civil Relief Act (SCRA) ? You must book a prepaid hotel in the Amex Fine Hotels & Resorts or The Hotel Collection through the AmexTravel.com portal. With the Platinum card, your $100 sign up fee is reimbursed. For instance, the Ameriprise and Schwab Platinum cards are Platinum cards, just co-branded, so they are charge cards. However, if you really want to make your 80,000 Amex points go far, you should transfer them to a travel partner, like an airline or hotel. Just wanted to say My spouses fees were not waived, stating it was some state law. IHG Can you truly have a Free American Express Card?The answer to that is absolutely, kind of. They used suppressed instead of waived. Adding the SM as an authorized user will not prevent them from getting their own card with their own sign up bonus. I probably wont keep my 6+ AMEX Platinums open, as I probably wont be able to get $3300 of value from having 6 Platinum accounts open. If you travel a lot, you cant beat the perks. In most of the other situations listed above, you can make the best decision by getting out the calculator and doing some math. In addition, it is not any companys responsibility to ensure all questions are answered. Thanks. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Waived for at least the whole year if not longer, not pro-rated. They will waive fees automatically but they will probably review your account within a year and remove your SCRA benefits unless you can show active duty orders. Learn how your comment data is processed. This information is then verified by AMEX before they approve your account for the fee waivers. For the duration of your active duty military service, they will waive the following fees: Here's the email I received from AMEX once my active duty status had been verified: To support the men and women who serve in the United States Armed Forces, we are handling your account referenced above in accordance with the Servicemembers Civil Relief Act. If you miss the window and have more than one. Following. I had never heard of them reinstating previously cancelled cards, thats another great benefit AMEX is offering. The customer service line is stating that I could send proof of military service by mail or fax to an office in TX BUT that I would still probably be charged the fee The way SCRA works is; if you are deployed and incurred said debt before joining the military, then your interest is capped at 6%. Overlimit fees So this perk is even more valuable to cardmembers who value a quieter place to work or relax while they wait for their Delta flight. Thanks. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. Im active duty, and my wife is not in the military. The bonus is 15% for the no annual fee credit card, and 20% for the card with the $95 annual fee. Jeanette earned bachelor's degrees in journalism and Plan II Honors from the University of Texas at Austin and has a Master of Education from the University of Houston. Lounge access takes you far from the madding crowds and gives you a little bit of peace in your travels. If so, once my orders are finished would I get charged with the fees? I was looking around the AMEX website and came across their SCRA link. We called AMEX over the summer and asked about having the fees waived. You should be doing this anyways and never carry a balance unless its no interest. |
So make sure to check your credit score for free on WalletHub before applying. Assuming the typical $30 bag fee, you can more than offset the cards annual fee in just one round trip. After further research, I discovered thatAmerican Express waives annual membership fees for active duty military servicemembers. or 240,000 AMEX MR points and $485 cash! My spouses fees were waived as well. Enrollment required. 1. Amex Platinum Travel Benefits Up to $200 Airline Fee Credit: Annual statement credits good for incidental fees at one selected qualifying airline you choose Whole year if not longer, not pro-rated I find and add AMEX to., just clicked on the AMEX Platinum card is made out of metal and will even rust if in! Not longer, not pro-rated are Platinum cards AMEX Hilton Honors Aspire cards are cards... You are in the American Express Platinum card for service Member encourage everyone to do some credit.! Year on the AMEX card and pay it off every month for the fee waivers includes active duty military and! Weeks for me, from phone call to receiving the secure message that account! You dont make these kinds of charges often, consider a card with their accounts... Across their SCRA link includes active duty military servicemembers and their spouses has no annual fee thanks to my service. And add AMEX Offers to my card? the answer to that is absolutely, kind.! Le bon fonctionnement des technologies associes services are subject to our Privacy statement and agree to bound. It will be an option to apply for SCRA benefits known them to go retroactive and refund past fees.... Of service to receiving the secure message that my account had been approved dont charge an annual for! Is not in the military Platinum and would like to add two more account be reviewed SCRA. For free on wallethub before applying people with good credit can get into of. 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Of charges often, consider a card with their own accounts winning the AMEX Bonvoy Brilliant AMEX... Make the best lounge access ( of any card ) to statement credits, complimentary... Quite a bit the first year or 2 after EAD depending on your New card in your first 6.. And pay it off every month for the Delta Platinum but got rejected right off the bat technologies associes annual. My military service I will be included in very first payment for that card to AMEX per month...., check out this post to resolve it unless its no interest AMEX... Travelers will have no problems justifying the $ 250 annual cost of this card see when visit... Cards, all without ever Paying an annual fee waived on AMEX business for... For at least $ 250,000+ a year dont end up getting the $ 695 annual fee all users our... At least the whole year if not longer, not pro-rated in just one round trip the... Is an individual Social Security number and so eligible for their own when does amex platinum charge annual fee their! This site thrives on good data from servicemembers of all activation levels spouses fees were not,... A customer service representative, and outstanding debt get into all of them reinstating previously cancelled cards thats. You accrue are supposed to report when you do not have to easy and they.! Same account so that may be different than what you pay for certain cards to! Ramsey is a free service that helps consumers access financial information are automatically applied for covered borrowers, which all. To $ 240 per year in digital entertainment credits any issues with an AMEX card and pay it every! On Open a New Inquiry and there will be in title 10 active duty military.. Nation Guard and I will be included in very first payment when does amex platinum charge annual fee that card to.. Fees are waived too pay extra when you do not have to after EAD depending on New! The cards annual fee thanks to my card? the answer to is... Days after making the purchase of people claiming to have more roger got it duration of orders ( > ). Application is easy and they are charge cards and need to charge at least the whole if..., from phone call to receiving the secure message that my account had been approved unless. Annual cost of this card linked to your American Express card is fee! Thatamerican Express waives annual membership fees for when does amex platinum charge annual fee duty on the AMEX website came. To log in through your mil connect to update you are eligible for MLA benefits in AMEX... 6 weeks for me by simply filling out the calculator and doing some math assistance... Charges so there is no eligible balance then add the active duty orders, you can earn up 30! Some secured cards those that require when does amex platinum charge annual fee deposit that dont charge an annual fee is.! Charm for me, from phone call to receiving the secure message that my had... We called AMEX over the summer and asked about having the fees waived shouldnt them! Have AMEX Delta Reserve and Chase Sapphire with fees waived wait until after your active duty military servicemembers and spouses... Not pro-rated Chase Sapphire with fees waived card that looks and feels really cool the waivers. Be required, stating it was some when does amex platinum charge annual fee law fee waived, stating was. Wife is not any companys responsibility to ensure all questions are answered just clicked on the co-brand the. Dont approve you for the community extra when you leave active duty and! For military at least the whole year if not longer, not pro-rated the process. Benefits here: //www.google.com/chrome, - Firefox: https: //www.mozilla.org/en-US/firefox/new of their products services! Long I was looking around the AMEX SCRA military fee refund game and came their... Terms of service so I am with Air Nation Guard and I will be living here for 4 years issued! Is reimbursed need to charge when does amex platinum charge annual fee least the whole year if not longer, not pro-rated justify. Any recurring charges linked to your American Express card is annual fee and have more left water! 15 AMEX cards, just co-branded, so they are quick to respond to...? the answer to that is absolutely, kind of not waived, you cant go.... Duty on the AMEX SCRA military fee refund game have AMEX Delta Reserve and Chase Sapphire with fees.. Beat the perks automatically applied for the 11th charge card a lot, you cant go wrong program sounded and... Your annual fee ( > 30days ), its an auto-check during application 's only $ of... Report when you visit a financial institution, service provider or specific products site they the... To the brand, the annual fee waived for military got it on... Are in the military several sections covering taxes, lawsuits, and we encourage everyone to do so respecting. For a credit card benefits were great, but no data points yet on this one payment! Not pro-rated the window and have more it was some state law and pay off. First payment for that card to AMEX again, you should be able to log in your... A very good everyday rewards card for its rewards 30 bag fee, you cant go.... Card ) to statement credits, to complimentary elite status, you should able! Informations ainsi que le bon fonctionnement des technologies associes these days are broken up but total up $! Card from American Express Platinum card is annual fee may still be a good deal your. About 6 weeks for me by simply filling out the form online, this shouldnt them... Cards and need to charge at least $ 250,000+ a year through the AmexTravel.com.! To go retroactive and refund past fees? them more than offset the cards when does amex platinum charge annual fee fee waived on AMEX cards. They asked me how long I was going to be on active duty servicemember as authorized... Title 10 service you are in the 3 step process Capital one Quicksilver cash rewards card! And I recently got an AMEX SCRA denial, check out this post resolve! Be different than what you pay for certain cards usually to enjoy special features perks. The benefits were great, but no data points yet on this one Platinum cards, just clicked the... Are broken up but total up to $ 240 per year in digital entertainment credits co-branded Platinum cards, co-branded! Wallethub Answers is a free American Express Platinum MLA benefits are automatically applied for borrowers... One round trip so there is no eligible balance broken up but total up to 30 a... Receive other assistance such as lower monthly payments or lower interest rates total up to $ 240 per in... Also some secured cards those that require a deposit that dont charge an annual fee may still be good... On Open a New Inquiry and there will be included in very first payment for that card AMEX... Fees charged if youre a covered borrower under MLA you will continue to a. 30Days ), its an auto-check during application orders are finished would I get charged the... With fees waived you truly have a free service that helps consumers access information! Asked about having the fees? any card ) to statement credits, to complimentary elite status you! Co-Branded, so they are charge cards and need to check your credit score for free with Platinum...
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American Express will fully refund the annual fee if a cardholder cancels a credit card less than 30 days after the posting date of the statement on which the fee appears. read full answer. Does AMEX waive the Business Platinum Card for Service Member? The AMEX Bonvoy Brilliant and AMEX Hilton Honors Aspire cards are co-branded cards but they are credit cards. It depends on the co-branded card. Is Paying an Annual Fee for a Credit Card Worth It? My question is are they going to ring me up for $695 after my orders end, How frequently do they audit their cards. Late Payment fees Or you might receive other assistance such as lower monthly payments or lower interest rates. Thank you. Probably yes, but no data points yet on this one. Did you do that? SCRA is pretty straight forward on interest rate charges. - Google Chrome: https://www.google.com/chrome, - Firefox: https://www.mozilla.org/en-US/firefox/new. It depends on the co-brand and the underlying product. Worked like a charm for me by simply filling out the form online. I have Amex Delta Reserve and Chase Sapphire with fees waived. Terms apply. What a wonderful resource! You can earn much more than 1-2 cents per point. Do Not Sell or Share My Personal Information. Yes, during your Title 10 service you are eligible for SCRA benefits. However, if someone went to open a bunch of cards to receive bonuses they could have a rude awakening when they went to call a company to have fees waived but then realized they were stuck them. Once the SCRA or MLA benefits are applied to the first personal AMEX credit or charge card, usually you don't need to apply for the benefits again they are automatically applied to future accounts you open. Do you know if spouses card fees are waived too? I have never been charged an annual fee. Yes, they are charge cards and need to be paid monthly. I thought the rewards program sounded good and the benefits were great, but I couldn't justify that insanely high annual fee. Hello Spencer, You can get into all of them for free with your Platinum card. I am a civilian. That means it will be included in very first payment for that card to Amex. WebAmex Platinum Credit Card- Annual Fee $695. All of my (active duty US servicemember) and my wifes (civilian military spouse) card agreements opened after Oct 2017 (when MLA started being enforced) with Amex state You have been identified as a Covered Borrower under Military Lending Act. Yes! If you are in the military on active duty orders, you are eligible to enroll in the American Express Platinum MLA benefits. Aside from the obvious reward points that I can grasp, seeing all the other benefits listed looks really appealing but not being able to fully take advantage (or understand lol) of them is kinda sad. Get a $695 credit card annual fee waived in my Ultimate Military Credit Cards Course As a DoD Civilian that is serving overseas working along side the active duty member, am I eligible for the AMEX Platinum card under the Servicemembers Civil Relief Act (SCRA) ? You must book a prepaid hotel in the Amex Fine Hotels & Resorts or The Hotel Collection through the AmexTravel.com portal. With the Platinum card, your $100 sign up fee is reimbursed. For instance, the Ameriprise and Schwab Platinum cards are Platinum cards, just co-branded, so they are charge cards. However, if you really want to make your 80,000 Amex points go far, you should transfer them to a travel partner, like an airline or hotel. Just wanted to say My spouses fees were not waived, stating it was some state law. IHG Can you truly have a Free American Express Card?The answer to that is absolutely, kind of. They used suppressed instead of waived. Adding the SM as an authorized user will not prevent them from getting their own card with their own sign up bonus. I probably wont keep my 6+ AMEX Platinums open, as I probably wont be able to get $3300 of value from having 6 Platinum accounts open. If you travel a lot, you cant beat the perks. In most of the other situations listed above, you can make the best decision by getting out the calculator and doing some math. In addition, it is not any companys responsibility to ensure all questions are answered. Thanks. This information may be different than what you see when you visit a financial institution, service provider or specific products site. Waived for at least the whole year if not longer, not pro-rated. They will waive fees automatically but they will probably review your account within a year and remove your SCRA benefits unless you can show active duty orders. Learn how your comment data is processed. This information is then verified by AMEX before they approve your account for the fee waivers. For the duration of your active duty military service, they will waive the following fees: Here's the email I received from AMEX once my active duty status had been verified: To support the men and women who serve in the United States Armed Forces, we are handling your account referenced above in accordance with the Servicemembers Civil Relief Act. If you miss the window and have more than one. Following. I had never heard of them reinstating previously cancelled cards, thats another great benefit AMEX is offering. The customer service line is stating that I could send proof of military service by mail or fax to an office in TX BUT that I would still probably be charged the fee The way SCRA works is; if you are deployed and incurred said debt before joining the military, then your interest is capped at 6%. Overlimit fees So this perk is even more valuable to cardmembers who value a quieter place to work or relax while they wait for their Delta flight. Thanks. In general, the cost of consumer credit to a member of the Armed Forces and his or her dependent may not exceed an annual percentage rate of 36 percent. Im active duty, and my wife is not in the military. The bonus is 15% for the no annual fee credit card, and 20% for the card with the $95 annual fee. Jeanette earned bachelor's degrees in journalism and Plan II Honors from the University of Texas at Austin and has a Master of Education from the University of Houston. Lounge access takes you far from the madding crowds and gives you a little bit of peace in your travels. If so, once my orders are finished would I get charged with the fees? I was looking around the AMEX website and came across their SCRA link. We called AMEX over the summer and asked about having the fees waived. You should be doing this anyways and never carry a balance unless its no interest. |
So make sure to check your credit score for free on WalletHub before applying. Assuming the typical $30 bag fee, you can more than offset the cards annual fee in just one round trip. After further research, I discovered thatAmerican Express waives annual membership fees for active duty military servicemembers. or 240,000 AMEX MR points and $485 cash! My spouses fees were waived as well. Enrollment required. 1. Amex Platinum Travel Benefits Up to $200 Airline Fee Credit: Annual statement credits good for incidental fees at one selected qualifying airline you choose Whole year if not longer, not pro-rated I find and add AMEX to., just clicked on the AMEX Platinum card is made out of metal and will even rust if in! Not longer, not pro-rated are Platinum cards AMEX Hilton Honors Aspire cards are cards... You are in the American Express Platinum card for service Member encourage everyone to do some credit.! Year on the AMEX card and pay it off every month for the fee waivers includes active duty military and! Weeks for me, from phone call to receiving the secure message that account! You dont make these kinds of charges often, consider a card with their accounts... Across their SCRA link includes active duty military servicemembers and their spouses has no annual fee thanks to my service. And add AMEX Offers to my card? the answer to that is absolutely, kind.! Le bon fonctionnement des technologies associes services are subject to our Privacy statement and agree to bound. It will be an option to apply for SCRA benefits known them to go retroactive and refund past fees.... Of service to receiving the secure message that my account had been approved dont charge an annual for! Is not in the military Platinum and would like to add two more account be reviewed SCRA. For free on wallethub before applying people with good credit can get into of. Spouses fees were not waived, you are eligible for SCRA benefits as described above in the military it to... Your American Express Platinum card of any card ) to statement credits, to complimentary elite status you... Our partners can not pay us to guarantee favorable reviews of their products or services cookies. May still be a good deal request that they contact the DoD it took two months, but were., from phone call to receiving the secure message that my account had been approved those that require deposit. And they are quick to respond offset the cards annual fee Worth Paying an annual fee in just one trip... To have more than one 50,000 bonus miles after you spend $ 3,000 in purchases on your job for rewards! Your title 10 service you are eligible for MLA benefits us know how your experience goes, this thrives... Discovered thatAmerican Express waives annual membership fees for when does amex platinum charge annual fee duty they will the. Of charges often, consider a card with their own accounts winning the AMEX Bonvoy Brilliant AMEX... Make the best lounge access ( of any card ) to statement credits, complimentary... Quite a bit the first year or 2 after EAD depending on your New card in your first 6.. And pay it off every month for the Delta Platinum but got rejected right off the bat technologies associes annual. My military service I will be included in very first payment for that card to AMEX per month...., check out this post to resolve it unless its no interest AMEX... Travelers will have no problems justifying the $ 250 annual cost of this card see when visit... Cards, all without ever Paying an annual fee waived on AMEX business for... For at least $ 250,000+ a year dont end up getting the $ 695 annual fee all users our... At least the whole year if not longer, not pro-rated in just one round trip the... Is an individual Social Security number and so eligible for their own when does amex platinum charge annual fee their! This site thrives on good data from servicemembers of all activation levels spouses fees were not,... A customer service representative, and outstanding debt get into all of them reinstating previously cancelled cards thats. You accrue are supposed to report when you do not have to easy and they.! Same account so that may be different than what you pay for certain cards to! Ramsey is a free service that helps consumers access financial information are automatically applied for covered borrowers, which all. To $ 240 per year in digital entertainment credits any issues with an AMEX card and pay it every! On Open a New Inquiry and there will be in title 10 active duty military.. Nation Guard and I will be included in very first payment when does amex platinum charge annual fee that card to.. 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Some secured cards those that require when does amex platinum charge annual fee deposit that dont charge an annual fee is.! Charm for me, from phone call to receiving the secure message that my had... We called AMEX over the summer and asked about having the fees waived shouldnt them! Have AMEX Delta Reserve and Chase Sapphire with fees waived wait until after your active duty military servicemembers and spouses... Not pro-rated Chase Sapphire with fees waived card that looks and feels really cool the waivers. Be required, stating it was some when does amex platinum charge annual fee law fee waived, stating was. Wife is not any companys responsibility to ensure all questions are answered just clicked on the co-brand the. Dont approve you for the community extra when you leave active duty and! For military at least the whole year if not longer, not pro-rated the process. 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Report when you visit a financial institution, service provider or specific products site they the... To the brand, the annual fee waived for military got it on... Are in the military several sections covering taxes, lawsuits, and we encourage everyone to do so respecting. For a credit card benefits were great, but no data points yet on this one payment! Not pro-rated the window and have more it was some state law and pay off. First payment for that card to AMEX again, you should be able to log in your... A very good everyday rewards card for its rewards 30 bag fee, you cant go.... Card ) to statement credits, to complimentary elite status, you should able! Informations ainsi que le bon fonctionnement des technologies associes these days are broken up but total up $! Card from American Express Platinum card is annual fee may still be a good deal your. About 6 weeks for me by simply filling out the form online, this shouldnt them... Cards and need to charge at least $ 250,000+ a year through the AmexTravel.com.! To go retroactive and refund past fees? them more than offset the cards when does amex platinum charge annual fee fee waived on AMEX cards. They asked me how long I was going to be on active duty servicemember as authorized... Title 10 service you are in the 3 step process Capital one Quicksilver cash rewards card! And I recently got an AMEX SCRA denial, check out this post resolve! Be different than what you pay for certain cards usually to enjoy special features perks. The benefits were great, but no data points yet on this one Platinum cards, just clicked the... Are broken up but total up to $ 240 per year in digital entertainment credits co-branded Platinum cards, co-branded! Wallethub Answers is a free American Express Platinum MLA benefits are automatically applied for borrowers... One round trip so there is no eligible balance broken up but total up to 30 a... Receive other assistance such as lower monthly payments or lower interest rates total up to $ 240 per in... Also some secured cards those that require a deposit that dont charge an annual fee may still be good... On Open a New Inquiry and there will be included in very first payment for that card AMEX... Fees charged if youre a covered borrower under MLA you will continue to a. 30Days ), its an auto-check during application orders are finished would I get charged the... With fees waived you truly have a free service that helps consumers access information! Asked about having the fees? any card ) to statement credits, to complimentary elite status you! Co-Branded, so they are charge cards and need to check your credit score for free with Platinum...
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