Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. Legit all the way, touched on and everything. Update the app and try again. For more information, visit the V/Line website. Why is it impossible to transfer money online between different Myki cards? <>/BS<>/F 4/Rect[26.1 186.97 137.65 203.87]/StructParent 3/Subtype/Link>> No. I was told there was nothing I could do for this one as it wasn't registered. Pay down your credit card debt. Also if James or Patrick from the PTV call centre get to see this I'm sorry for being a cunt nugget. Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Student passes and concession cards cant be replaced online or over the phone. i lost a card recently and bought a replacement, its stupid in this day and age (3 years on from this post mind you) you need to fill out a form and post it in snail mail to transfer balance from one to another. I never bothered to do it. What is the best balance transfer credit card? 3. Your Mobile myki expires after two years. Select the card with the best balance transfer offer available to you. Wtf? 0000005348 00000 n All myki smartcards expire after four years. Does a balance transfer happen automatically? Your first touch on creates a 2 hour fare. Your original go card will be cancelled immediately and cannot be used for further travel. If you're travelling on a concession fare, you must make sure you hold the correct concession entitlement. Aldimobile uses the Telstra network and SIMs and credit can be purchased at any Aldi supermarket. If you need to replace a lost or stolen registered myki, there are a number of ways that you can do this. I get the idea that this was supposed to be a pun on the word "principal", meaning the amount of money, borrowed or lent, on which interest is calculated. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, myki machine, Quick Top Up or myki Check myki equipment, If you already have an unregistered myki, you can. Aspects that need your attention include: Make a selection based on whether you might benefit more from getting a card with a time-based 0% APR offer or one that comes with a low regular APR. For example, one person can manage mykis for family or friends. Also, the balance transfer could alter your credit utilization ratio, which can negatively affect your credit score. For more information, visit the V/Line website. Balance Transfer Offer: Get a 0% introductory APR for 21 billing cycles for purchases, and for any balance transfers made in the first 60 days, a variable APR of 15.49% - 25.49% . +1myki cards are no like bank account cards where you need to transfer funds on a regular basis. When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. You can register your Mobile myki via Register your myki. I'm glad I don't need to catch public transport anymore. Easy, and only required every three years!! Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. Your Mobile myki will now appear in Google Wallet. 0 My old one is registered and everything with my account but there seems to be no way to import that one in. When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. We're working to improve the messaging. How long do balance transfers take with Chase? 186 0 obj @john_miller 03/01/23 This answer was first published on 03/01/23. Whats the Difference between Business Line of Credit vs. Business Credit Card? 2. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. Any money on your card will be protected. 1. Buy your go card today Select your go card go card is available for adults, children, and eligible seniors and concession card holders. 0000013222 00000 n From the "I Want To" drop down menu, find "Transfer a Balance.". I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds. Victorian public transport users will be able to put away their Myki cards and tap on using their smartphones with a new mobile ticketing system being introduced this week. 0000014515 00000 n 0000001798 00000 n https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/. 0000118590 00000 n Once a card provider approves a balance transfer request, it may pay the credit card issuer mentioned in your application automatically or send you a check. How Many Credit Cards Should a College Student Have? A balance transfer can give you the flexibility to: Pay off high-interest balances WalletHub is not a financial advisor, law firm, lawyer referral service, or a substitute for a financial advisor, attorney, or law firm. <> With banks allowing customers to transfer thousands of dollars online between their accounts, there's no excuse for this money-grubbing by the Myki corporation. You need to be connected to the internet to top up your Mobile myki. Once your phone has rebooted, go to Mobile myki within Google Wallet. Tap Transfer Existing Card. With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. Do I ever lose the money . Under Other, select Transfer. My Myki expired and had like $6 on it, i went to ticket booth, was given a new myki and they transferred the balance from the old card whilst I waited, took less than a minute. His expertise includes mortgages, loans, credit cards, insurance and international money transfers. Mobile myki only allows eight myki Pass types to be purchased via the app: 7-day, 28-day, 30-day, 31-day, 35-day, 40-day, 60-day and 365-day. From the Transfer Funds From drop-down, choose the credit card where the balance was coming from. Contact us to request the transfer. About a week back, I went from Frankston to St. Albans, changing at Flinders. In a statement yesterday, the Transport Ticketing Authority said Mr Miners was leaving his job "by mutual consent"." The helpfulness of a financial advisor's answer is not indicative of future advisor performance. Can You Get a Student Credit Card With No Income? To keep travelling with auto top up or Auto-load, youll need to set it up again. From the Transfer Funds To drop-down, select the credit card that will received the balance. Within the phone, go to Settings > Connected devices. EDIT; The card that I want to transfer FROM was lost and it was de-activated. Transfer your balances to the card with the best offer or your new card. This is the case for all major credit card issuers. It also protects your myki balance if you lose your phone or it's stolen. What are the best credit cards for bad credit with no deposit and instant use? You can only have your Mobile myki active on one device at a time. Youll need to complete a V/Line Passenger Refund Application Form. 2 If you're transferring a balance of $1,000, your balance transfer fee would range between $20 and $50. 0000005511 00000 n Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. MoneyGeek experts have narrowed down on the best balance transfer cards by relying on the company's unique ranking methodology. trailer Auto-load is the same as auto top up. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . endobj It takes longer to get through the platform barriers than it did under Metcard, you are charged for the physical card separately to the fare for travel, the much-touted advantage of "touch on and touch off for the lowest fare" adds no value for the hundreds of thousands of regular commuters who use monthlies or yearlies, the scanners can tell when you touch on with multiple cards but not that one of those cards is a Myki and the rest are not, you can't tell with a glance at your card when it expires, the top-up machines take for-fucking-ever to process a transaction, and amongst other things if you want to transfer funds from one Myki to another, you have to print out a form and send it via mail to them! I remember someone asking Myki about this a couple of years ago, to be told that they "are aware of it and are working on it". 0000003374 00000 n I asked if I could go into a premium station and he said yes, if I see a staff member and have the details they can replace it on the spot, but it will take 5-10 business days for the money which was on my lost card to be transferred onto the new card. There are four ways to replace an expired, damaged or defective myki: If your registered myki is lost or stolen, let us know as soon as possible. Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. Your new starting balance would be $3,090. hbbf`b``30 ap The balance transferred when the old card expired. Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. How can I check the balance of my myki card? This lets you contact us to request a refund of any balance on the Mobile myki. This could save you money if you're moving the balance to a card with a much lower interest rate. Step 4: Analyze Your Top Picks. With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. hb```* wAbl,>|``8ux p:jb].|RCZi!_tEH} gWt AB,X@V! P 5icD= < Mj.15;8BS og8~Pm`apa9kXv0ah G #}){4Pcl;]xLy@ =M an_square_one 11 yr. ago Metro Trains: Ripped Off - See 175 traveler reviews, 73 candid photos, and great deals for Melbourne, Australia, at Tripadvisor. No, you can't get a refund on the ticket cost, but you can be reimbursed for unused credit. I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. New comments cannot be posted and votes cannot be cast. Create an account to follow your favorite communities and start taking part in conversations. Even if they do, you can only transfer a balance between a Synchrony credit card and another issuers credit card. If you can just transfer money between mykey cards, well then what would the tracability of those funds be? 0000003206 00000 n Privacy Policy. Photo: 10255185_880/Getty Images. Most balance transfers with Chase process within a week. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. Click on "Select Offer.". Can You Pay Your Taxes With a Credit Card? Check your Mobile myki, you may be in negative balance or your myki Pass may have expired. 182 0 obj I understand your frustration, especially when it's something that can be done quickly. Mobile myki will now be reactivated on your phone, with your account details the same as before. Here are some tips to save on fees and interest on a balance transfer. What is Identity Theft & Credit Card Fraud and How to Protect Yourself? You may be using an older version of Google Wallet. 8:35pm Feb 8, 2020. You would break even only after a year. Transferring a credit card balance is relatively easy, but you need to follow a few steps. This 0% interest period can help you carry your debt for a limited time without paying interest. Auto top up and Auto-load cant be transferred to your new myki. You can see up to six months of travel and transaction history via a website account and around 30 days of travel and transaction history via the PTV app. Enter your card number and other required information.4 The MoneyGeek editorial team ensures it stays up to date on the latest credit card offers as well as changes in fee structures. But what if the amount is comparable to or less than the postage? This will allow you to deactivate your Mobile myki.
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